How to Get Life Insurance License in Illinois?
Transitioning into life insurance doesn’t have to be complicated. With the right guidance and structure, you can start a new career that fits your life and your goals.
Getting your life insurance license in Illinois takes just a few simple steps — a short course, an exam, and a state application. Primerica provides the training and guidance to help you complete the process with confidence.
How to Get Your Life Insurance License?
How to Get Your Life Insurance License?
Complete an Insurance Prelicensing Course
Illinois requires 20 hours of pre-licensing education before you can take the state exam for life insurance.
You'll complete:
- 20 hours of live, instructor-led training (classroom or live webinar)
Once you finish, you'll take a short Certification Exam with a passing score of 70% or higher to receive your Certificate of Completion. This certificate is required to register for the state exam.
Upon completion, you may apply for a 90 day temporary license for a fee of $5 to begin selling insurance and making a living.
Pass Your Illinois Licensing Exam
Next, you’ll schedule and take your Life Insurance Producer Exam through Pearson VUE, Illinois’ official testing provider.
- Passing score: 70%
- Exam fee:Around $92
- Location:In-person testing centers across Chicago.
Your exam will cover basic insurance concepts, Illinois laws, and ethics—all topics you’ll review in your course.
Apply for Illinois Insurance License
After passing the exam, wait about 5 business days, then apply online through the National Insurance Producer Registry (NIPR).
- License application fee: $215
- You’ll need to provide your personal information, background details, and Certificate of Completion.
Once approved, you’ll officially be licensed to sell Life Insurance in Illinois through an appointed life insurance company.
Plan to Complete Required Insurance Continuing Education (CE) Credits
To keep your license active, Illinois requires 24 hours of Continuing Education every two years, including 3 hours in ethics. CE courses can be completed online at your own pace.
Cost of Life Insurance License?
Getting your life insurance license in Illinois costs around $350 to $450 in total and can usually be completed within a few weeks.
See the table below for a clearer picture of the total amount it could cost you to obtain your license.
*Primerica provides structured training and guidance to help you navigate these steps efficiently and prepare for your new career in life insurance.
| STEP | DESCRIPTION | ESTIMATED COST |
|---|---|---|
| 1. Pre-Licensing Course | 20-hour Life Insurance course (includes live instruction + self-study materials) | $100 – $150 |
| 2. State Licensing Exam | Life Insurance Producer exam through Pearson VUE | $92 |
| 3. License Application Fee | Required to obtain your Illinois Life Producer License | $215 |
| 4. Fingerprinting / Background Check | Required for most new agents before or during application | $35 – $50 |
| Total Estimated Cost | Varies slightly by provider and location | ≈ $350 – $450 |
Benefits of Partnering with Us for Your License
Starting a new career can feel overwhelming — but when you partner with Primerica through Gustavo, you’ll have a clear, affordable path to getting licensed and starting your business in Chicago.
Here’s what’s included when you begin your licensing journey with us:
“Want to know more? Just hover over each card!”
& Licensing Fees
Partnering with Primerica through Gustavo makes the Illinois licensing process affordable and accessible, with bilingual support, live classes, and hands-on guidance.
You've Made It, You're Now a Life Insurance Producer!
After You Become the #1 producer of life insurance in the state of Illinois, prepare to add new streams of income by providing investment and mortgage products to your community.
Build Your Own Team
Build more than income—build your own team and legacy. With Gustavo’s mentorship, you’re given the tools, training, and support to grow leaders, not just policies. As your team develops, so does your influence, your impact, and your long-term earning potential. This is your opportunity to create a business that reflects your values while helping others move toward financial independence.
Win All Expenses Paid Trip
Join Gustavo’s insurance team and work toward earning an exclusive leadership experience at The Broadmoor Resort in Colorado Springs—a five-star destination reserved for top performers. This isn’t a free trip or a gimmick; it’s recognition earned through consistency, integrity, and real results. You’ll be surrounded by elite leaders in an environment designed to sharpen your vision, renew your focus, and expand what you believe is possible.
Your career transition into life insurance begins with a vision — a better life for you and your family, and the desire to build true financial mobility. Together, we’ll create a career plan that redefines your purpose and changes your future.